Payment Options

Net Banking

We support all major banks for payments via Net Banking through our ccAvenue payment gateway. These include, but are not limited to Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, City Union Bank, Deutsche Bank, HDFC Bank, ICICI Bank, IDBI Bank, Indian Overseas Bank, IndusInd Bank, ING Vysya, Jammu & Kashmir Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Punjab National Bank, Standard Chartered, State Bank of Hyderabad, State Bank of India, etc.

Digital Wallets

At Precious Earth, we recognize the growing importance of digital wallets in today's fast-paced world, and we are proud to offer our customers the convenience of making payments using a wide variety of popular Indian wallets. This ensures a smooth, secure, and efficient transaction experience that caters to the diverse preferences of our valued clientele.

The digital wallets we accept for payments include, but are not limited to MobiKwik, JioMoney, Freecharge, OlaMoney, ICICI Pockets, etc.

United Payments Interface (UPI)

For your convenience, we are pleased to offer Unified Payments Interface (UPI) as an efficient and secure payment method for your purchases. UPI enables you to make transactions directly from your bank account using some of the most popular and widely trusted UPI apps in India. When making a purchase, you can choose from the following UPI payment apps:

• BHIM
• PhonePe
• PayTM
• GPay

Equated Monthly Instalments (EMI)

At Precious Earth, we trade in relatively high-value products and as such, we understand the importance of flexible payment options - which is why we are pleased to offer Equated Monthly Installment (EMI) payment plans for purchases made using select credit cards from leading banks. This allows you to spread the cost of your purchase over a period of time, making it more manageable and budget-friendly.

The banks whose credit cards are eligible for EMI payments include RBL Bank, Standard Chartered, IndusInd Bank, HSBC, ICICI, Axis Bank, Yes Bank, IDBI Bank, Kotak Mahindra, and Bank of Baroda.

Cash Cards

Recognizing the need for diverse payment options, we are delighted to offer the convenience of cash card payments for our customers. Currently, we accept payments exclusively through ITZ Cash Cards, a popular and reliable cash card service in India. ITZ Cash Cards provide a secure and easy-to-use payment method that does not require the user to disclose their bank account or credit card information. This offers an added layer of privacy and security for those who prefer an alternative to traditional online payment methods.

To make a payment using your ITZ Cash Card, simply select the cash card payment option during the checkout process and provide the necessary card details.

Bank Deposit

In addition to our range of online payment options, we also offer the convenience of making direct deposits for your purchases into our bank account, either through cheque or cash. This alternative payment method caters to customers who prefer to complete transactions offline or require additional flexibility in their payment options.

To use this method, kindly inform us of your deposit by sending an email to customers@preciousearth.in or calling us at +91-8100112277. This will allow us to promptly process your order and ensure a smooth shopping experience. The necessary details for making a bank deposit are as follows:

• Bank Name: Kotak Mahindra

• Account Name: Precious Earth

• Account Number: 6146124914

• Account Type: Current Account

• IFSC: KKBK0006572

• Branch: Middleton Street, Kolkata

Cash on Delivery (CoD)

We are pleased to provide you the option of paying in hard cash for your purchase upon delivery. However, please note that this Cash on Delivery (CoD) option is available for orders with a maximum value of INR 49,999 (including taxes, shipping, and any other such costs). For orders exceeding this threshold value, we kindly request that you choose from any of the other payment options listed above, such as debit cards, credit cards, net banking, digital wallets, UPI, or cash cards. This will help us ensure a secure and efficient transaction process for higher-value orders.